“Show me the incentive and I will show you the outcome’’ – Charlie Munger, Vice Chairman, Berkshire Hathaway. Charlie Munger, aged 95, is best known for his role as Vice Chairman of Berkshire Hathaway. As Warren Buffets right hand man, they…
2019 Federal Budget Analysis Treasurer Josh Frydenberg’s first Budget focuses on reducing the tax burden for the majority of working Australians, greater superannuation flexibility for retirees and a one-off energy relief payment for eligible income support recipients. Note: These changes…
It’s easy to think that when the economy is booming, that it will last for ever. Share prices go through the roof, property prices soar and our wealth increases, as does tolerance for risk. This can, however, lead to some…
The financial services industry is renowned for its use of jargon which may be unfamiliar to a lot of people. The following is an abridged version of an article in the Autumn newsletter from our Australian Financial Service Licencee: Futuro…
Over 15 years ago I completed a first-year physics course at University and, apart from the fact I knew I would never make it as a physicist, the only other thing I really remember is Newtons first law of motion….
Last week I was lucky enough to secure a seat to see investor and educator Peter Thornhill present to a class of 25. Peter has a remarkable way of breaking down and making the most complex investment concepts interesting and…
Original post by Paul Clitheroe Australian shares have experienced a run of volatility since mid-October, when we saw headlines warning that $50 billion had been wiped off the value of the Australian Securities Exchange (ASX). These sorts of reports are…
I recently came across an article published by one of Australia’s largest home loan brokers, drawing a comparison of average house price growth in Australia over 25 years, versus the All Ordinaries index (a proxy for the Australian share market)….
Negative gearing can be a confusing topic; investors seem to love it, Bill Shorten seems to hate it, banks are keen on it, while the Australian Tax Office is constantly claiming it is being rorted. So, what exactly is negative…
Changes aimed at improving housing affordability have passed through parliament. See what the new rules could mean for you. Government proposals around improving housing affordability in Australia were passed through parliament on 7 December 2017.i As part of the changes,…
