There has been a lot of noise in the media in recent months surrounding the dramatic fall in new housing approvals. This is generally an indicator of consumer confidence and spending sentiment. If more consumers are willing to take on…
You may have heard of investment bonds in your travels. Many think of them as unfashionable in the financial world of shares, ETF’s, managed funds, negative gearing and superannuation strategies. There can, however, be a place for them in the…
It’s easy to think that when the economy is booming, that it will last for ever. Share prices go through the roof, property prices soar and our wealth increases, as does tolerance for risk. This can, however, lead to some…
The financial services industry is renowned for its use of jargon which may be unfamiliar to a lot of people. The following is an abridged version of an article in the Autumn newsletter from our Australian Financial Service Licencee: Futuro…
Your Tax file number (TFN) is one of those things that everyone seems to ask you for, and for good reason. This is because your TFN ensures that any tax you are required to pay is aligned with your earnings…
The likelihood of a Labor Government after this years Federal election is increasing with every Newspoll. The Australian Labor Party has been discussing their proposed policies for the past 12 months, which could have both positive and negative results on…
Don’t miss out on the property of your dreams! Without getting a pre-approval from the bank first, you can easily miss out on securing a home. Stories of heartbreak are common at auctions, where the buyer puts down a deposit…
Over 15 years ago I completed a first-year physics course at University and, apart from the fact I knew I would never make it as a physicist, the only other thing I really remember is Newtons first law of motion….
I want share a recent experience that I had with a new client. I had the opportunity to reach out to a mid-40’s couple living on what most people would regard as below average income. They don’t spend a lot,…
Last week I was lucky enough to secure a seat to see investor and educator Peter Thornhill present to a class of 25. Peter has a remarkable way of breaking down and making the most complex investment concepts interesting and…
