I strongly believe that my clients and their families should hold suitable personal insurances such as Death cover, Income Protection insurance and Critical Illness insurance. I’ve seen first hand the financial and emotional consequences of death, injury or illness. One…
It’s not unusual that life can be smooth sailing one minute and throw a curveball your way the next. You might be struck down with an injury or illness, a reduction in income or redundancy, a separation from your partner, or…
We’re designed to believe bad things won’t happen but it pays to think about the bigger picture and put plans in place ahead of time. Behavioural science reveals that it’s in our nature to believe bad things won’t happen to us in…
If your life or income insurance policy’s lapse, you may face more challenges than being unable to claim when you need to. If you let your insurance lapse, you may be in for a surprise down the track. Because letting your cover…
Joy and surprises For most couples, the birth of their first child means surprise, anticipation, awe — and some major financial changes. There are immediate needs such as equipping the nursery, plus day-to-day costs like nappies and clothes for a…
“Procrastination is the thief of time” is a saying I remember one of my high school teachers repeating over and over again. At the time it didn’t mean a lot to me but as I’ve grown older (an unfortunate fact…
