Australians are buying groceries online now more than ever. An article in the Financial Review reports that in the past 12 months, online grocery shopping has increased by 22%. This growth is ten times faster than overall grocery growth, but…
Life Changing Events A read through the swathes of motivation literature will reveal that a ‘Life Changing Event’ is often the catalyst for other change in our lives. Some of these events can be positive; the birth of a child,…
Imagine playing a game of footy where you weren’t allowed to know the score. Coming down to the last few minutes, you have no idea who is winning or how close the scores are. Do you play conservatively? Do you…
Recently I woke up in the middle of the night in fright. I am 57 this year and during the day I was thinking about when I might retire, what that may look like and consequently what might I need…
I was speaking with a financial planner colleague recently about the questions prospective clients ask us when we meet them for the first time. One very common query posed is “how much money will I need to live comfortably in…
Easter is just around the corner and is always a great time of year to spend with family and friends. Unfortunately like a lot of other celebratory days, Easter has become over commercialised. This can end up costing you more…
“Show me the incentive and I will show you the outcome’’ – Charlie Munger, Vice Chairman, Berkshire Hathaway. Charlie Munger, aged 95, is best known for his role as Vice Chairman of Berkshire Hathaway. As Warren Buffets right hand man, they…
Many businesses these days allow their employees to have a Novated Lease on a car as part of their employee benefits. It’s touted as being tax efficient and “the way to go” when purchasing a vehicle. People should always obtain…
Australia is waking up to an almighty festive financial hangover, with new data indicating the nation racked up $29 billion worth of credit card debt in December. Aussies spent, on average, $1,727 per credit card in the month leading up…
What Does Your Financial Planner Do? As Financial Planners, we often get asked by friends’, family and prospective clients; what do you do? As a Planner, I personally feel it’s a question that is somewhat harder to answer than other…
