Joy and surprises For most couples, the birth of their first child means surprise, anticipation, awe — and some major financial changes. There are immediate needs such as equipping the nursery, plus day-to-day costs like nappies and clothes for a…
“Procrastination is the thief of time” is a saying I remember one of my high school teachers repeating over and over again. At the time it didn’t mean a lot to me but as I’ve grown older (an unfortunate fact…
The word wealth means different things to everyone. Some of the common responses I hear to the question of “what is wealth” are: Heaps of money. Lavish riches Unlimited travel Nice cars Not working Working in a different field Not…
