We recently engaged with an insightful video presentation by Howard Marks on the topic of risk. Howard is the author of the book “The Most Important Thing Illuminated: Uncommon Sense for the Thoughtful Investor”. We’d like to share some key insights with you….
Are you making the most of your retirement savings? Recent data from the Australian Prudential Regulation Authority (APRA) has shed light on some interesting trends in how Australians are choosing to use their superannuation in retirement. What the Data Shows Despite efforts…
Planning for your retirement? An Account-Based Pension (ABP) is a great way to turn your superannuation savings into a regular income stream once you’ve retired. Here’s how it works: ✅ Flexible Withdrawals: You can choose how much income you receive…
With significant changes to superannuation tax laws on the horizon, it is essential for high-net-worth individuals to understand the potential impact on their wealth. The looming increase in tax rates on superannuation balances exceeding $3 million has generated substantial debate….
Self-managed super funds (SMSFs) are a great way to manage your own retirement benefits. Compared to other forms of super, they give you more control, more flexibility and, if they lead to lower fees, they often give you more money…
In the 2024/25 financial year several important changes to Australia’s superannuation system are set to take effect. Some of these changes are already legislated, while others are still proposals. Here’s a comprehensive overview of the key changes: Superannuation Guarantee Increase…
In the final part of our financial year-end series, we explore why it’s important to review and rebalance your investment portfolios. This process ensures that your investments continue to align with your risk tolerance and financial objectives. Risk tolerance refers…
As the financial year comes to a close, it’s important to consider your superannuation contributions before 30 June. This is a great time to boost your retirement savings and potentially reduce your 2023/2024 tax bill. Contribution Caps and Strategies For…
Deciding when to retire is one of the most significant financial decisions you’ll make. The right time to retire varies for everyone, influenced by personal circumstances, financial readiness, and lifestyle goals. Here, we’ll explore key considerations for determining the best…
When setting up a Self-Managed Superannuation Fund (SMSF), many are advised to consider how best to handle their insurance needs. While some opt to retain their previous retail or industry super fund accounts primarily for insurance purposes, others explore the…
