If you’re in any way interested or concerned about getting ahead financially, it’s likely you’ve heard of the book called The Barefoot Investor. As a Financial Planner who works with many people on their budgeting, superannuation, investments and overall wealth…
We’re big believers that people should take the initiative to learn and educate themselves about financial matters. In fact we speak with many people about general financial concepts all the time – at no cost to them except their time….
Imagine being owed $5.6 Billion Dollars. Well in 2015 this was the amount owed to 2.76 Million Australian Workers in unpaid superannuation contributions. A bugbear of mine is non-compliance around employer superannuation payments. Too often we see examples of blatant…
If you’ve picked up the contradiction in the article title, you’re forgiven for being confused. What we often hear and see within the financial media is that the share market is a gamble, you’re as good as punting it, hoping…
There is a popular financial book released a few years ago in Australia. In it there are plenty of reasonably handy tips about budgeting, investing and generally being good with your money. The author makes a point of saying the…
Generally speaking it is only possible to access your superannuation when you retire and are over your preservation age (which is between 55 and 60 depending on when you were born). You may also be able to access some of…
One of my favourite questions to ask a potential new client is ‘Can you tell me three things you absolutely know about your super fund?” My guess is that more than 90% of the people I meet can’t answer yes…
If you haven’t yet heard, there are some superannuation legislation changes coming in to force from 1 July 2019. They’re called the Protecting your Super reforms and in most cases they will have a positive impact. For instance, fees on…
Life Changing Events A read through the swathes of motivation literature will reveal that a ‘Life Changing Event’ is often the catalyst for other change in our lives. Some of these events can be positive; the birth of a child,…
2019 Federal Budget Analysis Treasurer Josh Frydenberg’s first Budget focuses on reducing the tax burden for the majority of working Australians, greater superannuation flexibility for retirees and a one-off energy relief payment for eligible income support recipients. Note: These changes…
