With the rising cost of living and inflation affecting many households, Australian families are feeling the squeeze. The Consumer Price Index (CPI) increased by 3.8% over the twelve months to June 2024, making it essential to create a sustainable budget. Here’s how…
Your well-being encompasses more than just your financial figures. Mental health plays a vital role in how we approach financial decisions and manage our everyday lives. Stress, anxiety, and other emotional challenges can significantly influence your financial choices, creating a…
It has been a relatively quiet week in finance so we thought we would write about a fun piece of research we came across recently. It is all to do with a financial phenomenon called ‘loss aversion’ and it also…
Divorce is often an emotionally charged and challenging experience that can have far-reaching consequences on your financial well-being. While it’s natural to feel overwhelmed during this difficult time, it’s crucial to approach financial decisions with clarity and foresight. Here are…
Deciding when to retire is one of the most significant financial decisions you’ll make. The right time to retire varies for everyone, influenced by personal circumstances, financial readiness, and lifestyle goals. Here, we’ll explore key considerations for determining the best…
One of the less-reported elements of the Covid years was the rise in ‘seachangers.’ In the year to June 30 2021, the percentage of Australians living in cities fell from 67.4% to 67.2%. That might not sound like a large drop, but…
If you run your own business, think about talking to us for some business coaching. Business coaching is a valuable tool for business owners seeking to enhance their performance, overcome challenges, and achieve sustainable financial and personal success. The benefits…
Sometimes life’s timing is perfect. Last Sunday, we came across an almost ideal scenario for when to receive an inheritance. The following question appeared in the ‘Ask the Expert’ section of the Fairfax/Nine press: My husband and I are in…
If you like writing or receiving cheques, your days might be numbered. Earlier this year, Treasurer Jim Chalmers announced a plan to phase out the use of personal cheques by 2030. To be honest, it is amazing cheques have lasted…
As financial planners, much of our time is spent happily helping people plan for retirement. But one of the things we really love doing is helping people plan for other important and special times of their lives. Becoming a parent…
