Recently I woke up in the middle of the night in fright. I am 57 this year and during the day I was thinking about when I might retire, what that may look like and consequently what might I need…
You may have heard of investment bonds in your travels. Many think of them as unfashionable in the financial world of shares, ETF’s, managed funds, negative gearing and superannuation strategies. There can, however, be a place for them in the…
“Show me the incentive and I will show you the outcome’’ – Charlie Munger, Vice Chairman, Berkshire Hathaway. Charlie Munger, aged 95, is best known for his role as Vice Chairman of Berkshire Hathaway. As Warren Buffets right hand man, they…
2019 Federal Budget Analysis Treasurer Josh Frydenberg’s first Budget focuses on reducing the tax burden for the majority of working Australians, greater superannuation flexibility for retirees and a one-off energy relief payment for eligible income support recipients. Note: These changes…
The financial services industry is renowned for its use of jargon which may be unfamiliar to a lot of people. The following is an abridged version of an article in the Autumn newsletter from our Australian Financial Service Licencee: Futuro…
The likelihood of a Labor Government after this years Federal election is increasing with every Newspoll. The Australian Labor Party has been discussing their proposed policies for the past 12 months, which could have both positive and negative results on…
What Does Your Financial Planner Do? As Financial Planners, we often get asked by friends’, family and prospective clients; what do you do? As a Planner, I personally feel it’s a question that is somewhat harder to answer than other…
As a person who has worked shift work for many years, I was always amazed at how being tired basically just became normal. I often hear people say that it is a ‘routine’, that once you do a few night…
It’s a sad fact that most Australians feel they will never become wealthy. Exactly what ‘wealthy” means varies from person to person, but if most don’t feel they will ever reach their version of wealthy, then there must be reasons…
Don’t miss out on the property of your dreams! Without getting a pre-approval from the bank first, you can easily miss out on securing a home. Stories of heartbreak are common at auctions, where the buyer puts down a deposit…
