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Category: Home Loans

The Risk of Losing your Home

March 5, 2022Steve May

As house prices spiral ever higher and interest rates test record lows, it has never been easier for anyone to borrow too much when buying a home and then suddenly find themselves struggling to meet the repayments. And the number…

Your home loan – be safe rather than sorry

December 9, 2021Steve May

Not everyone will do it, but most people will consider it at some stage in their lives – borrowing to buy their very own home. It can be an exciting venture, but also a scary one if you don’t plan…

Why ‘low-interest’ is causing high interest in property

October 6, 2021Steve May

Buying an investment property is a well-worn road to riches for many Australians. Despite a few ups and downs residential housing has delivered strong returns over many years, and experts predict property prices will continue to rise in the foreseeable…

Financial planning. It’s for people with lots of money to invest, isn’t it?

January 4, 2021Steve May

Financial planning. That’s for people with lots of money to invest, isn’t it? Not necessarily. Sure, investment planning is an important part of financial planning, but underpinning the whole process of creating wealth in the first place is having a…

Home loan refinancing – potentially thousands to be saved – by Greg Terry of Green Apples Finance

December 8, 2020Steve May

Has your lender given you a call or emailed, apart from after Reserve Bank rate reductions, to say, “Mr. & Mrs Client, you have been fantastically loyal customers so we have decided to reduce your home loan interest rate and…

Houses Finally in Reach of First Home Buyers? – By Luke Styles (2min Read)

November 20, 2020Steve May

For the first time in a long time, it appears that a tidal shift has taken place within the First Home Buyers landscape. First Home Buyers are entering the market in droves, which is great news. What has led to…

A Simply Strategy To Save Thousands On Your Home Loan

July 3, 2020Steve May

A home loan is the largest financial commitment most people will ever have, so of course It makes sense to try and pay it off as soon as possible. Like most things that sound simple though, it’s not necessarily easy…

MoneySmart Is A Good Place To Start

May 29, 2020Steve May

A huge barrier to people getting ahead with their money is financial literacy – in other words the understanding of concepts, investments and strategies.  By nature, people are less inclined to do something if they don’t understand it.  When it…

Pay off your mortgage or put money into super? It depends.

May 8, 2020Steve May

A question often asked in social media forums concerns whether it would be best to pay extra off the mortgage or instead pay the extra into superannuation. The answer, as always, is “it depends”. There are many issues to consider,…

So you’ve been asked to go guarantor on a loan?

May 1, 2020Steve May

It’s not uncommon to be asked to guarantee a loan for someone else, usually a friend or family member. It may seem to be a great way to help a child or relative get that car they want, buy a…

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May Wealth Pty Ltd ABN 71 612 234 518 trading as Steve May Financial Services is a Corporate Authorised representative of Futuro Financial Services Pty Ltd ABN 30 085 870 015, Australian Financial Services Licensee, Licence number 238478.

Steve May and Luke Styles are Authorised Representative’s of Futuro Financial Services Pty Ltd ABN 30 085 870 015, Australian Financial Services Licensee, Licence number 238478

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