The financial services industry is renowned for its use of jargon which may be unfamiliar to a lot of people. The following is an abridged version of an article in the Autumn newsletter from our Australian Financial Service Licencee: Futuro…
Many businesses these days allow their employees to have a Novated Lease on a car as part of their employee benefits. It’s touted as being tax efficient and “the way to go” when purchasing a vehicle. People should always obtain…
Your Tax file number (TFN) is one of those things that everyone seems to ask you for, and for good reason. This is because your TFN ensures that any tax you are required to pay is aligned with your earnings…
The likelihood of a Labor Government after this years Federal election is increasing with every Newspoll. The Australian Labor Party has been discussing their proposed policies for the past 12 months, which could have both positive and negative results on…
The Superannuation Guarantee has stood the test of time as possibly the most significant policy ever introduced by the Federal Government. Superannuation allows for individuals to compulsorily safeguard money in order to help fund their retirement expenses. You might think that having multiple superannuation…
Australia is waking up to an almighty festive financial hangover, with new data indicating the nation racked up $29 billion worth of credit card debt in December. Aussies spent, on average, $1,727 per credit card in the month leading up…
What Does Your Financial Planner Do? As Financial Planners, we often get asked by friends’, family and prospective clients; what do you do? As a Planner, I personally feel it’s a question that is somewhat harder to answer than other…
It’s a sad fact that most Australians feel they will never become wealthy. Exactly what ‘wealthy” means varies from person to person, but if most don’t feel they will ever reach their version of wealthy, then there must be reasons…
Don’t miss out on the property of your dreams! Without getting a pre-approval from the bank first, you can easily miss out on securing a home. Stories of heartbreak are common at auctions, where the buyer puts down a deposit…
I often speak with people who are buying property, be it first home owners, first time investment property buyers, or seasoned investors. In just about all cases they are borrowing money to complete their purchase, and thus taking on more…
