Self-managed super funds (SMSFs) are a great way to manage your own retirement benefits. Compared to other forms of super, they give you more control, more flexibility and, if they lead to lower fees, they often give you more money…
As interest rates have risen, many of our clients are finding that things are getting tight. They are wondering what to do. Well, the first step for many people is to see if you can reduce that rate of interest….
If you have been travelling overseas for any length of time, you will have noticed how easy it has become to transfer Australian dollars into the currency of whichever country you are in. Such is the wonder of global finance…
Want to make tax time as smooth, easy and fast as possible? Don’t get caught up in believing any of the many myths that crop up around the end of financial year. The Australian Taxation Office has delivered a warning…
Then term “negative gearing” is often mentioned in conversations about investing. Generally it’s in the context of investing in property, but it can apply to any investment. Positive gearing is less often mentioned but no less relevant in an investment…
What do you feel when you see Share Markets plunging and prices seem to be in a free-fall decline? I’d bet you don’t feel too good. What if I told you that the price of a shares reported…
During this Pandemic there is a lot of talk about saving money. At Green Apples Finance we have come up with 5 ways to help you do this: 🍏 Refinancing your current Home Loan to another lender with a lower interest…
The recent volatility and downward movement of world share markets has caused most Australians to see a decline in the value (on paper) of their superannuation and other share oriented investments. The media is filled with doom and gloom and…
There is no doubt that the very thought of claiming on your own insurance policy is depressing, but extensive research tells us that you (and even me) may be unable to work for an extended period during your life due…
It’s pretty common knowledge some financial planners – I stress some, definitely not all – have struggled in the past to put the best interests of their clients before their own. In the wake of the 2018 Royal Commission into…
