Accountants, Financial Controllers and Business Owners should be the busiest people in Australia this week. Budgets, tax receipts, reports and last minute tax deductible purchases all taking centre stage as the financial year ends. But spare a thought for one…
If you haven’t yet heard, there are some superannuation legislation changes coming in to force from 1 July 2019. They’re called the Protecting your Super reforms and in most cases they will have a positive impact. For instance, fees on…
Life Changing Events A read through the swathes of motivation literature will reveal that a ‘Life Changing Event’ is often the catalyst for other change in our lives. Some of these events can be positive; the birth of a child,…
Not many people would go through life without taking out insurance of some kind. Homes, cars, boats, business, health and even pets are insured. Our most valuable asset, however, isourselves, there is often a lot of misunderstanding around personal insurance….
Your Tax file number (TFN) is one of those things that everyone seems to ask you for, and for good reason. This is because your TFN ensures that any tax you are required to pay is aligned with your earnings…
I often speak with people who are buying property, be it first home owners, first time investment property buyers, or seasoned investors. In just about all cases they are borrowing money to complete their purchase, and thus taking on more…
Insurance coverage has been getting plenty of air play and column inches over the past week or two, mainly due to the Hayne royal commission and the poor behaviour from some of the industry participants. Insurance can be as complicated…
An acquaintance of mine recently told me how they’d taken out some low cost life insurance through one of those insurers you see advertising heavily on TV these days. Cheap and easy he said. He’s 40 years old and picked…
Income protection insurance is essential for anyone who would suffer financially if they could not earn income from working. This includes single people whose own lifestyle depends on their income, as well as people who have financial dependants, such as…
I strongly believe that my clients and their families should hold suitable personal insurances such as Death cover, Income Protection insurance and Critical Illness insurance. I’ve seen first hand the financial and emotional consequences of death, injury or illness. One…
