Multiculturalism and the influence of different nationalities on our society is now woven into the fabric of everyday life in Australia. Recent market and economic events suggest that this international flair is broadening its influence on the Australian economy as…
The Reserve Bank of Australia (RBA) has again this week cut interest rates to a record low of 1%. The basis for the interest rate cut is to spur on consumer spending, bank lending and employment growth. The RBA is hoping…
The Reserve Bank of Australia Governor, Philip Lowe, has opened the door for a further interest rate cut before the end of the year. In addressing an economic development event in Adelaide this week, Governor Lowe cited ‘spare labour capacity’…
Life Changing Events A read through the swathes of motivation literature will reveal that a ‘Life Changing Event’ is often the catalyst for other change in our lives. Some of these events can be positive; the birth of a child,…
“Show me the incentive and I will show you the outcome’’ – Charlie Munger, Vice Chairman, Berkshire Hathaway. Charlie Munger, aged 95, is best known for his role as Vice Chairman of Berkshire Hathaway. As Warren Buffets right hand man, they…
2019 Federal Budget Analysis Treasurer Josh Frydenberg’s first Budget focuses on reducing the tax burden for the majority of working Australians, greater superannuation flexibility for retirees and a one-off energy relief payment for eligible income support recipients. Note: These changes…
It’s easy to think that when the economy is booming, that it will last for ever. Share prices go through the roof, property prices soar and our wealth increases, as does tolerance for risk. This can, however, lead to some…
The financial services industry is renowned for its use of jargon which may be unfamiliar to a lot of people. The following is an abridged version of an article in the Autumn newsletter from our Australian Financial Service Licencee: Futuro…
Over 15 years ago I completed a first-year physics course at University and, apart from the fact I knew I would never make it as a physicist, the only other thing I really remember is Newtons first law of motion….
Last week I was lucky enough to secure a seat to see investor and educator Peter Thornhill present to a class of 25. Peter has a remarkable way of breaking down and making the most complex investment concepts interesting and…
