Self-managed super funds (SMSFs) are a great way to manage your own retirement benefits. Compared to other forms of super, they give you more control, more flexibility and, if they lead to lower fees, they often give you more money…
When setting up a Self-Managed Superannuation Fund (SMSF), many are advised to consider how best to handle their insurance needs. While some opt to retain their previous retail or industry super fund accounts primarily for insurance purposes, others explore the…
ETFs – an alternative to shares Exchange Traded Fund investments are gaining popularity but do we really understand them? While they can be low-cost and relatively simple, there are a few other things you should know before hopping on board….
Investing in property seems part of every Australian’s DNA. No matter where you buy, prices appear to be on a permanent skyward march with none of the unnerving fluctuations seen in other investments, such as the share market. Ask anyone…
It’s not uncommon to be asked to guarantee a loan for someone else, usually a friend or family member. It may seem to be a great way to help a child or relative get that car they want, buy a…
I’ve just finished perusing the recent Productivity Commission report on Superannuation in Australia. It’s named ‘Superannuation: Assessing Efficiency and Competitiveness – Inquiry report”. There is 700 pages of it plus 18 technical supplements, of which one alone “Investment Performance Methodology…
As a person who has worked shift work for many years, I was always amazed at how being tired basically just became normal. I often hear people say that it is a ‘routine’, that once you do a few night…
It’s a sad fact that most Australians feel they will never become wealthy. Exactly what ‘wealthy” means varies from person to person, but if most don’t feel they will ever reach their version of wealthy, then there must be reasons…
Don’t miss out on the property of your dreams! Without getting a pre-approval from the bank first, you can easily miss out on securing a home. Stories of heartbreak are common at auctions, where the buyer puts down a deposit…
I often speak with people who are buying property, be it first home owners, first time investment property buyers, or seasoned investors. In just about all cases they are borrowing money to complete their purchase, and thus taking on more…
