Renowned author Robert Collier once wrote ‘Success is the sum of small efforts, repeated day in and day out’. While this can be applied to any endeavor we set out upon, it is particularly relevant to wealth creation. Too often…
It’s pretty common knowledge some financial planners – I stress some, definitely not all – have struggled in the past to put the best interests of their clients before their own. In the wake of the 2018 Royal Commission into…
If you’ve picked up the contradiction in the article title, you’re forgiven for being confused. What we often hear and see within the financial media is that the share market is a gamble, you’re as good as punting it, hoping…
Australian retirees are facing a ‘double whammy’ when it comes to funding their retirement. On the one hand we, as a nation, are enjoying longer and healthier lives. On the other hand, record low interest rates have slashed the returns…
There is a popular financial book released a few years ago in Australia. In it there are plenty of reasonably handy tips about budgeting, investing and generally being good with your money. The author makes a point of saying the…
Investment portfolios may seem like a relatively simple concept to understand. For some, the idea is simply buying some investments and ‘bang’, you have a portfolio. While this may be technically true, it’s a bit like building a cubby house…
In an attempt to stimulate economic growth the Reserve Bank of Australia has slashed interest rates at an accelerated rate. With news headlines covering the prospect of negative interest rates, what does it mean? Who benefits and who loses? The…
Every night on nearly every news bulletin, you will see the exchange rates quotes in the finance section. The Australian dollar is usually quoted against the other major currencies, such as the US dollar and the British pound. Often we…
Exchange Traded Funds, or ETF’s as they are commonly known, have quickly become one of the most popular investments on the Australian Stock Exchange (ASX). While their popularity soars, exactly what an ETF is remains a mystery to some. In…
You have no doubt heard over the last few weeks a lot media speculation about the state of the economy. We have read everything from ‘we are heading to a recession’, to another ‘financial crisis’ and even the ‘death of…
