It has been a while since we last wrote about self-managing your super. Self-managing super can be a lot of fun and, if done well, can be very cost-effective as well. So we thought we would take a quick look…
As financial planners, much of our time is spent happily helping people plan for retirement. But one of the things we really love doing is helping people plan for other important and special times of their lives. Becoming a parent…
Every time we tap or swipe to make an electronic payment, or send a payment by direct debit, there is someone who knows exactly what we have spent our money on. That someone is, of course, our bank. That’s why…
We came across some intriguing research recently that shows that people’s ideal retirement age changes as they get closer to actually retiring. And, perhaps surprisingly, the closer we get to leaving work, the more we want to keep working! Vanguard…
Over my financial planning career, the most common question I’ve been asked is, “how can I save more for my retirement?” Many of my clients believed they’d outlive their super and worked flat-out saving as much as they could for…
There are two ways to accumulate super: contributions and earnings. Over time, we expect that earnings will have more impact on retirement than the money you actually contribute in. Investment earnings are really important to your super. Now, stop and…
