A huge barrier to people getting ahead with their money is financial literacy – in other words the understanding of concepts, investments and strategies. By nature, people are less inclined to do something if they don’t understand it. When it…
Did you know that there are over 11,000 registered managed funds in Australia, but only a little over 2,200 listed and public traded stocks on the Australian Stock Exchange (ASX). The ASX is that thing reported on the finance segment…
Then term “negative gearing” is often mentioned in conversations about investing. Generally it’s in the context of investing in property, but it can apply to any investment. Positive gearing is less often mentioned but no less relevant in an investment…
A question often asked in social media forums concerns whether it would be best to pay extra off the mortgage or instead pay the extra into superannuation. The answer, as always, is “it depends”. There are many issues to consider,…
It’s not uncommon to be asked to guarantee a loan for someone else, usually a friend or family member. It may seem to be a great way to help a child or relative get that car they want, buy a…
