The Superannuation Guarantee has stood the test of time as possibly the most significant policy ever introduced by the Federal Government. Superannuation allows for individuals to compulsorily safeguard money in order to help fund their retirement expenses. You might think that having multiple superannuation…
I’ve just finished perusing the recent Productivity Commission report on Superannuation in Australia. It’s named ‘Superannuation: Assessing Efficiency and Competitiveness – Inquiry report”. There is 700 pages of it plus 18 technical supplements, of which one alone “Investment Performance Methodology…
Australia is waking up to an almighty festive financial hangover, with new data indicating the nation racked up $29 billion worth of credit card debt in December. Aussies spent, on average, $1,727 per credit card in the month leading up…
What Does Your Financial Planner Do? As Financial Planners, we often get asked by friends’, family and prospective clients; what do you do? As a Planner, I personally feel it’s a question that is somewhat harder to answer than other…
As a person who has worked shift work for many years, I was always amazed at how being tired basically just became normal. I often hear people say that it is a ‘routine’, that once you do a few night…
It’s a sad fact that most Australians feel they will never become wealthy. Exactly what ‘wealthy” means varies from person to person, but if most don’t feel they will ever reach their version of wealthy, then there must be reasons…
