What is an investment bond? Simply put, an investment bond is a ‘tax paid’ investment. This means that the tax on investment earnings are paid by the bond issuer at the current company tax rate of 30 per cent and…
The end of the financial year will likely bring the usual wave of scams. Here’s what to watch for. The Federal Budget is behind us, and amid the celebrations over tax cuts (around $500 annually for low to middle income…
I recently returned from an outback 4WD adventure which included 360 kms crossing the Simpson desert, and the experience highlighted similarities in decision making between outback travelling and personal finance. Lesson1 – Research leads to success. Most people would agree…
An acquaintance of mine recently told me how they’d taken out some low cost life insurance through one of those insurers you see advertising heavily on TV these days. Cheap and easy he said. He’s 40 years old and picked…
Setting and keeping goals is critical to achieving great outcomes. Forbes magazine completed a study of Harvard graduates over a 10 year period, concluding that individuals who wrote down their goals were earning 10 times more than their peers who…
Life is all about trying to achieve some sort of balance. Work/life balance, family/friends balance, balanced diet, balancing our budgets, or just balancing our time between ourselves and others. It is a tricky process which requires constant monitoring, reviewing, and…
